What information do you need, and why is it necessary?
All questions asked on our website, or by our licensed agents are designed to give us the information needed to determine which insurance companies are best suited to satisfy your needs. Our questions have no impact on the prices charged by those insurance companies, all of which have their own criteria for setting rates. In order to make an accurate match between you and an insurer, we require the following information:
- General health information
- Lifestyle information
- Family history
- Contact information
Once your information has been entered, a licensed agent will review it. If necessary, he or she will contact you by email or phone to clarify or add further detail, as well as to provide you with the information you’ve requested.
Periodically, we may also contact you in regards to additional insurance products we think might offer value or have interest for you. We are committed to protecting your privacy and security, and we’ve helped thousands of people find the protection they need – privately and fast.
If you have questions regarding the personal information we gather, feel free to call us at 1-866-866-7081
What safeguards do you have in place to protect my data?
We take your privacy and information security seriously. For that reason, our website is encrypted, using SSL (Secured Socket Layer) protocol, and 128-bit encryption. This ensures that as your information travels to us, it is protected from prying eyes. Our encryption is provided by Network Solutions, a leading, recognized Internet security company.
Do you sell my personal information to third parties?
No, we never sell your information to anyone.
When do you provide my personal information to insurers?
We will only share your information with insurers once you authorize us to apply on your behalf. In that instance, you will be provided with formal paperwork to review. You can also make changes or corrections at this time. Only once you’ve signed the paperwork will we share your information, and even then, we only do so with the carrier(s) you specify.
How do insurers use the information when I authorize you to apply?
The information that you provide to us is only used to help qualify you for specific insurance products. In some instances, and only areas where the law permits, that information might be used to request further data, including:
- Credit history
- Driving records
- Medical history
This information is used in the underwriting process as described in the disclosures and releases you previously read, agreed to, and signed. All authorizations for the release of this information are included with your application.
Can I access my information to make changes or corrections?
Yes, your information can be accessed online. To access it, you will need to call our office at 1-866-866-7081. Once we hear from you, we will be happy to provide you with access to all personally identifiable information, as well as to update your information in our system. Be aware that we will take reasonable steps to verify your identity prior to granting you access to this information – this is part of our system of safeguards to ensure data security.
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