21 Dec Short-term Disability Insurance Basics
Short-term disability insurance may not be something you think about daily, which is completely normal. But, if you consider that there’s a possibility of being left without a paycheck for a few months, the idea of getting one becomes more enticing.
Only 40% of American employers offer short-term disability insurance benefits for their employees, and this percentage is even smaller when it comes to small companies and part-time workers. Although no one can plan or expect it, there is a chance that you will experience some type of injury that will deem you unable to work for a few months. And these are the moments where you’ll need short-term disability insurance the most.
Having short-term disability insurance doesn’t only protect you financially, but it will also give you a peace of mind that you and your family will be safe during unfortunate times.
To have your own short-term disability insurance, you’ll pay monthly premiums to the insurance company which depends solely on your choice and the amount you’d like to be compensated in cases of disability. You can also sign up for either group short-term disability insurance plans or individual short-term disability insurance plans. We can advise you on everything you need to know about both types, as well as the premiums or any other information you might need.
We have a team of seasoned insurance professionals that can offer you personalized short-term disability insurance quotes with prior in-depth analysis of the best offers on the market. What we strive for is to help you make the best insurance decision and protect your well-being.